There has been widespread confusion among bank customers over January bank holidays, particularly around Lohri and Makar Sankranti. Many are unsure whether banks will be closed today or tomorrow.As per the Reserve Bank of India (RBI) holiday calendar, bank holidays vary from state to state, depending on regional festivals and observances. This often leads to uncertainty for customers planning branch visits during festival periods.Are banks closed today?No. Banks are open on Tuesday across the country. Lohri, though widely celebrated in northern India, is not a notified bank holiday.Are banks closed tomorrow? Banks will remain closed in select states on Wednesday for Makar Sankranti and Magh Bihu. This includes Gujarat, Odisha, Assam and Arunachal Pradesh.Bank holidays on January 15Banks will be shut in several southern and eastern states on Thursday for Uttarayana Punyakala, Pongal and Maghe/Makara Sankranti. This includes Karnataka, Tamil Nadu, Sikkim, Andhra Pradesh and Telangana.
Bank holidays from January 14: State-wise
| Date | Occasion | States where banks are closed |
| 14 January | Makar Sankranti / Magh Bihu | Gujarat, Odisha, Assam, Arunachal Pradesh |
| 15 January | Pongal / Uttarayana Punyakala / Maghe Sankranti | Karnataka, Tamil Nadu, Telangana, Andhra Pradesh, Sikkim, Maharashtra |
| 16 January | Thiruvalluvar Day | Tamil Nadu, Andhra Pradesh |
| 17 January | Uzhavar Thirunal | Tamil Nadu |
| 23 January | Netaji Subhas Chandra Bose Jayanti / Saraswati Puja | Tripura, Odisha, West Bengal |
| 26 January | Republic Day | All states and bank branches |
Customers planning in-branch banking transactions during the festive period are advised to complete essential work in advance to avoid disruption due to state-specific bank closures. Even when branches are shut, digital banking services such as UPI, mobile banking, internet banking and ATMs continue to remain operational.