India improved one spot to occupy the number four position in terms of profit contribution in 2025 mainly because profit from China dropped 24% to $376 million from $493 million in 2024.
Total operating expenses in India fell 5% to $912 million from $957 million a year ago. The fall in total provisions including credit provisions from India was even sharper, falling 59% to $45 million in 2025 from $109 million in 2024. Total loans and advances to customers in India fell 5% to $12.28 billion in 2025 from $12.98 billion in 2024.
Globally the bank gained $238 million from the sale of Solv India a B2B marketplace incubated by SC Ventures, the venture capital arm of the bank at the end of June 2025. The banking group’s total full-year pre tax profit rose 16% to $7.90 billion in 2025 from $6.81 billion in 2024 mainly due to strong performances from its global banking and wealth businesses. The bank also announced a $1.5 billion share buyback and a full-year dividend that was up 65% from a year earlier.
In its annual report the bank said it will continue to focus on pushing ahead of its strategy in growing the wealth management business globally. “We will capitalise on our position as a leading international wealth manager, by capturing wealth flows across key global corridors, particularly for global Chinese and global Indian clients, in Asia, Africa and the Middle East. We will leverage our unique advantages: our client continuum, global network and deep expertise in wealth solutions,” Standard Chartered said.
